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Rising damp in our buyers mortgage survey WWYD?

8 replies

Spicylolly · 29/07/2018 21:10

So the couple that love our house and put an offer in have had an 8 grand retention put on their mortage, the mortgage surveyor who glanced round the house in 10mins has put in the report that there's rising damp. I'm pretty sure there's none at all, can't even see where he thinks this might be....anyway where do we go from here?
I was thinking on getting a few companies to come round for surveys but I've only heard bad things about damp surveyors.

Their offer is already 15 under the asking price so we dont want to just lop 8 grand off. We also have 2 other offers but they can't proceed yet so really not sure if the best thing to do now....help please ☺

OP posts:
FloppyBoobs · 29/07/2018 21:15

It's not usually up to the surveyor to determine there's an issue with damp. They would usually request a damp and timber report at which point you/buyer arranges for this to take place and if the specialist report comes back with an issue, depending on the severity, the mortgage lender would either still lend the amount requested, insist the work is completed pre offer/completion, or place a retention. Surprised the surveyor has confirmed there is rising damp when this isn't their specialist area.

ToDarnHot · 29/07/2018 21:21

Probably won't help, but may be of interest. Try googling 'rising damp fraud' for a different perspective.

Spicylolly · 29/07/2018 21:48

That's the problem Todarnhot, only bad stuff comes up....I've been going round in circles on the internet today. I've suggested the buyers pay for an independent surveyor 👍
Floppyboobs (love that username!) Yes I think there was some info lost as it got passed along, I'm sure they must of just said another survey was needed 👍
Even if we knock the price off for damp injections or just pay ourselves to get it done it might be worth it to get their 8 grand back and the ball rolling. Don't know if that would work with the mortgage company though?

OP posts:
PickAChew · 29/07/2018 21:55

They would be pointless if the only reason damp was detected was that someone had recently showered or there's a dodgy bit of guttering or damaged roof flashing causing the "damp", though.

Viewoffriday · 02/08/2018 19:28

I thought there was no such thing as rising damp?

Anyway, we got a very expensive chartered surveyor in (for something else, structural) who told us our damp patch was v probably coming from the chimney, which was correct. You could spend a couple of 100 on one of those guys. They have no damp axe to grind.

Spicylolly · 03/08/2018 18:02

Just an update incase so.done less dead he's for rising damp. We paid for an independent surveyor, best £240 ever spent. Not a single problem with damp in our house as we suspected. So our buyers 8 grand retention on their mortgage has been removed and we are all go 😊
The surveyor said out of 500 surveys he did last year only 2 were rising damp, it's incredibly rare. Usually damp patches are caused by leaky guttering, penetrating rain from bad pointing or just condensation 👍

OP posts:
Spicylolly · 03/08/2018 18:08

What an awful auto correct! Sorry....should say 'update just incase someone searches for rising damp'

OP posts:
GaraMedouar · 03/08/2018 18:11

That's good news OP 👍

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