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Buying non standard construction wobbles

6 replies

AnxiousSuze · 22/07/2018 23:53

Hello,

We saw a lovely house which was cheaper than others in the area as it is non standard construction. It is Trusteel MK2.

We knew this and have our mortgage offer, waiting on valuation. We saw a broker. The mortgage is Natwest and I'm not sure who else lends on them.

The structural survey is tomorrow and I'm suddenly having a huge wobble about negative equity or struggling to sell in the future. We have no plans to, we plan to stay indefinitely. I'm just feeling scared and wondering if we've made a big mistake buying a non standard house.

Does / have anyone lived in one and had problems selling? Though I guess now is no indication of the future is it :(

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wowfudge · 23/07/2018 08:07

Are there lots of non standard construction houses in the area and have they regularly sold? Is there evidence of other houses locally having work done to fix issues? If you Google the particular construction you should find the answers online fairly easily.

AnxiousSuze · 23/07/2018 08:19

The streets around it are all non standard and they have all sold. It's quite a desirable area - a "normal" house herr would be way out of our budget.

There's not a great deal out there about this type, its a rarer type. It's rarer still in the part of the UK I live in.

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wowfudge · 23/07/2018 10:30

Have you seen this? It gives points for surveyors to look out for - I'd expect the surveyor to look for evidence of deterioration in those areas.

AnxiousSuze · 23/07/2018 10:50

Yes, I have seen that, and read a huge amount. The surveyor will be using a boroscope to do the survey, so drilling a little hole to look inside the house for the condition of the steel.

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Lucisky · 23/07/2018 11:15

Personally I would never buy a house of non standard construction, unless it had had the necessary remedial work, and even then I would be wary. My concerns would be the possible costs of further deterioration, it falling in value and selling it on in the future.

AnxiousSuze · 23/07/2018 16:49

Its not a prefab so no remedial works needed as far as I know. Likewise its not designated defective. The steel survey has come back fine which is reassuring.

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