Renting with fiance who is moving to the UK, with no credit record

[MumOnAMission79]

I've lived in the UK for 17 years and own a property with my ex. I have agreed to move out after our separation and start renting a new property with my new fiance, who has never lived in the UK before (we are from Sweden), plus he is currently unable to work full-time due to an accident which resulted in serious nerve condition.

I'm afraid that once we go through credit checks, I pass, but he fails as he's never earned a penny in the UK –resulting in loss of holding deposits and tenant fees. Should I simply take the tenancy agreement in my name alone and wait until he has started working in the UK?

Has anyone brought a partner to the UK, did they sign the tenancy agreement with you, and what documentation did you show the agent? Bank statements?

DH moves over last year, having last lived in the UK about 8 years ago. We put him on the tenancy and explained that there would be no recent record of him, but would they accept his work’s police clearance and proof of his savings. It was all really straightforward.

Forgot to add, I had been living in the property for about 4 months and had shown payslips, work contract and savings to show that I could more than afford the property just on one salary.

also to add that like all tenants he needs to pass right to rent checks, landlords are part of the immigration control system.

run far away from any landlord who doesnt check.

if your partner already lives in the UK, start getting Utility and Council tax bills in their name, get them on the voter's register, get a bank account (their old Swedish bank may have a correspondent bank here) and try to get a payment card (even a prepaid one for a start). This will all start building up a credit history. If they already have a foreign credit card it may be possible to get it transferred here.

Any cards may have high charges, so be sure to pay them off each month and avoid running a large balance.

Put what you can in his name once renting. We have no such issues but have still ended up having to offer to pay 12 months rent up front on the last few places we have applied for as renting a place round here is hugely competitive at present.