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House buying - should I be worried?

1 reply

scantilylace · 27/06/2018 11:09

We accepted an offer on our house 4 weeks ago, they had a survey done last week and all seems to be going smoothly.
We had our offer accepted 16 days ago. We use a mortgage broker that we've used before and that my husband's family all use and rate highly. As we're still in the 2 year period since we remortgaged our house the advisor said it would be a matter of porting the mortgage over and increasing it. New house is easily affordable for us.

My husband was speaking to mortgage advisor yesterday and I forgot to ask about it, so texted him this morning. He's replied saying 'it's going good. He is looking at the mortgage with existing company but also checking others to see if there's a cheaper option even with the repayments'.

This guy has known for 6 weeks now that we're planning this, and what sort of budget we were looking at, and was aware from 2 weeks before we went sale agreed that we were planning to trying to buy this property. I know he couldn't officially do anything until we were sale agreed- but at 2 1/2 weeks down the line, It sounds to me like he's done nothing so far. I thought that by this point we would have had survey organised, if not done, and mortgage in principle if not a full offer. Am I completely off the mark or we need to light a fire under his arse and get things moving? I don't want to lose my lovely first time buyers of our current house!

OP posts:
bilbodog · 27/06/2018 12:14

I would just keep checking and ask when the survey is going to be to keep it moving.

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