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Survey- woodworm, damp, valued £2.5k below

46 replies

WaddleWaddleWaddle · 31/05/2018 13:39

Looking for help as a clueless FTB.

We have just had the survey back on our house, which we offered at £120,000. It has been valued at £117500, so £2.5k under.

Reinstatement costs are £155000

There are various category 3s, the ones which are most worrying to me are damp and the windows.

CATEGORY 3

Electrical safety test requires to be carried out.
Gas meter and pipework safety tests require to be carried out.
The central heating system requires to be safety tested.
Appliances require to be safety tested.
Penetrating and rising damp and rot and woodworm infestation requires specialist
treatment.
Glazing should be formed in safety glass for safety reasons.
The windows are formed in PVC double glazed windows. A number of the windows
do not open and close. A number of the windows have misted up / failed which
would be an indication that the remaining windows will mist up / fail in due course.
The windows require to be inspected by a competent contractor and necessary
Electrical safety test requires to be carried out.
Gas meter and pipework safety tests require to be carried out.
The central heating system requires to be safety tested.
Appliances require to be safety tested.
Penetrating and rising damp and rot and woodworm infestation requires specialist
treatment.
Glazing should be formed in safety glass for safety reasons.
works carried out.

Some comments- roof
Roof
Access to the main roof void is accessed via a hatch in the second floor landing. A
head and shoulders inspection of the attic was carried out only due to head height
restrictions. Gaps in the party wall in the attic were noted which require to be filled
in for fire safety reasons.
Roof
The attic is insulted. The insulation is below current standards and additional
insulation should be provided. There is no ventilation in the attic. Adequate
ventilation is required to prevent the build-up of condensation and damp thereof.
This is of particular importance when improving the insulation.

Walls
The walls are plastered and painted. Some of the walls are papered and removal
of the paper finish is likely to damage plaster surfaces. Test were carried out at
random locations to walls throughout the property and evidence of damp was
noted to ground floor walls. A number of the walls have been battened out which
may mask further defects. Timbers in contact maybe affected by rot. The damp
was mostly found adjacent to the bay window to the separating wall between the
front and rear living room and to the kitchen walls, to the rear elevation walls in the
kitchen and underneath the sink in the kitchen. Other areas maybe affected.
Evidence of penetrating damp was noted to the bay walls to the front elevation
and to the separating wall between the living room and the entrance hall at the
front elevation area. Evidence of severe penetrating damp was noted to the
kitchen wall adjacent to the rear door, this goes right up to the ceiling. Evidence of
penetrating damp was noted to the landing wall above. The cause of the damp
ingress should be ascertained and necessary repair works carried out. Timbers in
contact maybe affected by rot.

Chimney
Chimney
The chimney breast to the rear part of the living room has been removed. There is
no obvious signs of any support to the removed chimney breast. You should
instruct a structural engineer to inspect same and advise on any necessary work.
Chimney
There are none. The chimney breasts have been blocked up. Adequate ventilation
should be provided to same to prevent the build-up of condensation and damp
thereof

There is also issues with the removed chimney breast in that there's no evidence of any support.

Do we need to walk away? This house was a bargain to us but we can't afford to do loads of work on it.

Many thanks

OP posts:
WaddleWaddleWaddle · 01/06/2018 11:13

The surveyor said he didn't think any of our works would add value to the house.

OP posts:
penguinsnpandas · 01/06/2018 11:17

Our surveyor said a bank wouldn't lend on ours due to unsupported chimney (though EA said depends on the bank and claimed someone else had a mortgage on it, how true that is I don't know). They will have most likely have to take a big hit on price if its unmortgageable.

penguinsnpandas · 01/06/2018 11:20

Alternative is they do the emergency work making it unmortgageable but does take a while as needs building regs etc - we needed neighbours agreement too - and your bank would require a repeat survey I would guess. So would only do this if no other options.

NotDavidTennant · 01/06/2018 11:24

When I posted yesterday I assumed it was a typical old house that was ageing a bit and need some TLC. However, the fact that this house has supposedly been refurbished and still has those problems would set off alarm bells for me. Who refurbishes a house and leaves in misted double glazing? It sounds like a real amateur job.

WaddleWaddleWaddle · 01/06/2018 23:39

Thank you everyone. Yeah it's not right if a newly refurbished house sounds like a project! We just have such a small budget and we'd be happy in a less perfect place doing things as we go, but not if it's actually unsafe. Our rent is £500 more than a mortgage! People keep saving just keep saving but we've got a £30k deposit and still can't afford much. It makes it harder to walk away.

In the meantime though I've asked the solicitor to stop searches etc so we're not paying more on that as I think we're not going ahead. Until the broker gets back I don't even know if they'll approve our mortgage. We're going on holiday on Monday annoyingly so have this to worry about. We just want a home so much, we've had some shocking experiences as renters, including nearly being killed in a fire then the same landlord evicting us 2 months later the day I found out I was pregnant.

OP posts:
johnd2 · 02/06/2018 11:21

The rising/penetrating damp at low level was probably caused by the front path being too high. It should be much lower and sloping away.
The penetrating damp could be just needing repointing or could even just be a broken gutter leaking down. The gutter may well have been fixed already and just hasn't dried out.
The chimney, yes check it out but it may be supported ok by existing standards.
And the windows, well they're not new, normal pvc windows don't last that long anyway, so take into account that in your offer. The sellers probably didn't change them because they work ok, and the cost of replacing will be up to 10k (although repair would be much cheaper)

WaddleWaddleWaddle · 05/06/2018 18:25

Latest on this, we went back to the EA with the survey and asked about damp and if the was a building reg document and also flagged it was 2.5k lower than valuation.

They've come back with

Thank you for coming back to me. The owner had a damp and timber specialist inspect the property this afternoon, his report will be available in a day or two. The vendor has agreed to complete the recommended works from the damp and timber specialist and also to address the chimney breast, however, he is not willing to negotiate on the agreed price of £120k and has asked for your feedback/instructions on this.

I look forward to your response.

Not sure what to do. I've sort of gone off the house but we're very unlikely to find anything big enough for us on our budget. I'd insist on it being done satisfactorily.

OP posts:
YetAnotherUser · 05/06/2018 18:35

Say you'll be happy to comission another survey once the work has been done?

YetAnotherUser · 05/06/2018 18:35

If you're still interested once the work has been completed, that it Grin

penguinsnpandas · 05/06/2018 18:45

I think if the work was done satisfactorily that would add at least 2.5k to the value. I would get your surveyor back to check its done properly or the building control reports from council.

penguinsnpandas · 05/06/2018 18:48

I would agree but keep looking as you don't know if they will really do work / they will do it properly. Also maybe worth finding a company you trust that they can use, in England there's government approved ones.

MissCherryCakeyBun · 05/06/2018 19:34

I notice reading that it's was an auction ( no survey) so I'm wondering if they bought it and then discovered the issues and are selling it on to turn a profit

Find yourself a lovely trouble free house and good luck xx

WaddleWaddleWaddle · 11/06/2018 13:18

On our budget we can't really. Still haven't seen the reports!

OP posts:
GibbertyFlibbert · 11/06/2018 21:16

It depends whether there is likely to be anything else in your price range. If you think there will be, wait; if you think this might be the best you can afford, just try and get the best possible price.

But if there is any chance you might want to sell in a few years, you need to budget on getting problems professionally resolved otherwise you could get stuck.

WaddleWaddleWaddle · 13/06/2018 19:06

Well, the arsehole seller has accepted a higher offer (despite ours being on the condition it was taken off the market) and basically told us to fuck off. So that's that.

OP posts:
WaddleWaddleWaddle · 13/06/2018 19:36

We probably dodged a bullet but still feel utterly gutted.

OP posts:
MissCherryCakeyBun · 13/06/2018 19:51

@WaddleWaddleWaddle I'm sure a much better home for you will come along. It wasn't meant to be and as you say dodged a bullet. Hugs and a glass of wine for you Wine

catandpanda · 13/06/2018 19:54

Sorry to hear that. I would imagine it will fall through when they have survey.

WaddleWaddleWaddle · 13/06/2018 20:09

We're not sure what happened, our last comms were saying our instructions depended on seeing the survey, then we heard nothing else. I had to ring them five times myself to find this out. I don't know if they thought we were going to pull out - which we would have if the survey was awful and he didn't do the work, but wouldn't have if they did.

I am hoping for my own peace of mind that the survey they did was terrible and they didn't want to do the work so flogged it to someone. Feel shit though, there's nothing else for us we can afford.

OP posts:
PickAChew · 13/06/2018 23:40

More fool whoever made the higher offer. I hope they get a shite valuation.

Imchlibob · 14/06/2018 00:50

Lucky escape there.
I know very little about which areas of Belfast are OK, but there are several places on rightmove for as little as £65k. Surely something OK and affordable exists.

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