...what would you spend it on to make the biggest return on investment for your property?
This is not just hypothetical. I have a three bed semi that I want to spend some money on to increase value, without over-capitalising. Eventually, I want to demolish the derelict garage and replace it with a side extension (spare room + en-suite + utility room) but can't borrow enough yet. So I'm trying to decide what I can do in the short term to improve the value of the house.
House already has a gorgeous conservatory and lovely garden. Bedrooms and lounge need decorating. Kitchen is ok but could be better. Bathroom has been given a cheap makeover by previous owners but is nothing much to look at. Loft is not converted.
Any thoughts?