First time buyer advice appreciated!

[TroubledTribble28]

Hi and thanks for reading!
We're 3 days away from completing and getting out keys but our solicitor has sent an email that has me baffled. The solicitor wants me to email him my home insurance policy with the mortgage lenders interested noted but I have no clue how to go about this and I have Googled a variety of things to find the answer, does anyone have any advice please? Also does anyone know if home insurance is exempt from premium rate tax seeing as it's a long term payment like life insurance? Thanks for reading!

I should add that my mortgage broker has been solid gold and I wouldnt have got this far without him - incase anyone wants his details as he can be found on here :)

Easy peasy. Just ring up your chosen home insurance company and tell them exactly this. You are responsible for the house legally from the point your exchange contracts so you must insure it in case it hurts to the ground. Yes dramatic but just in case!

All insurance companies will be used to this.

Doh. *Burns. Stupid autocorrect

You reposible for the house from date of exchange... so you have to insurance. What you mortgage broker was doing for so long...

To be fair my mortgage broker has been great but my solicitor has been abysmal and is only today requesting the mortgage funds, unbelievable. We also can't give documentation about half of the deposit as we saved it in cash from our bank accounts via withdrawals over a few years and didn't use a savings account. I think my mortgage is about to fall through, bugger!

I agree with PP - Call your insurance company and ask for the relevant document if you don't already have it.

However I'm confused about your comment about home insurance being a long term insurance? To my knowledge (please correct me if I'm wrong), home insurance is predominantly available as an annual policy as opposed to life insurance which (if you have a mortgage) is long term and can e linked to the term of your mortgage?