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Property/DIY

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Original poster

We've just bought a house and now I'm filled with a strange anxiety

14 replies

SoftlyCatchyMonkey1 · 01/04/2018 23:06

...that it'll all go to shit, we won't be able to afford it, we'll be stuck with this huge mortgage. The things, we can afford the repayments, so why am I worrying?

We're first time buyers which probably explains a lot.

Just been thinking of all the things that could go wrong. Is this normal?

OP posts:

AlpacaLypse · 01/04/2018 23:07

Yes it is. Don't worry. xxxx

AlpacaLypse · 01/04/2018 23:10

I mean it's utterly normal to worry. It's more or less default position once we leave home and are in charge of our own lives. This may explain why our parents were so twittery about everything we did.

ASauvignonADay · 01/04/2018 23:12

I've just had an offer accepted (FTB), and am panicking that no one will actually give me a mortgage. And then that something will happen and I won't be able to afford it. And that when I ring L&C on Tuesday morning they'll laugh at me because I don't know what I'm doing! I'm sure it's all fine.!

Original poster

SoftlyCatchyMonkey1 · 01/04/2018 23:29

Thank you both. Just have a feeling of dread that I can't shake. Renting feels safer (yes I know that's ridiculous!)

OP posts:

Bowerbird5 · 01/04/2018 23:35

Don't worry it is normal. It is the biggest purchase you will ever make so bound to make you feel a bit wobbly.

Wait till you get the keys!
Congratulations.

Casmama · 01/04/2018 23:40

It’s the commitment. A bit like getting married is pretty scary even if you have been in a relationship for a long time. There are things that could go wrong that weren’t an issue before and you can’t just give a months notice and walk away.
However, you don’t need to worry about someone else making you move out, you can decorate it anyway you like and over time you own more and more if it until you own it all.
Any remaining doubts then compare what you are getting for your monthly mortgage payment vs what you would get for monthly rent at that level.
Congratulations.

madsiemoomoo · 02/04/2018 09:29

Totally normal. We were first time buyers last year - it had been a dream of mine throughout years of renting but as soon as we'd bought the house I had all sorts of anxieties just like you - what if we can't pay the mortgage, what if house prices crash etc.

Yes, it is a big responsibility and things could go wrong but they also could if you rent, and you have even less control over it then (eg if the landlord decides to sell).

It will go soon enough and you'll enjoy your property, just give yourself some time to get used to the big debt, and remember that every payment chips a little off

clothcollector · 02/04/2018 10:36

its normal. we've moved pn from our first home and now have a really big mortgage which is terrifying if we stop and think about it.

my tips are (sorry if they are obvious):

enjoy your new home!
redecorate the room which you hate the the most and will spend most time in as soon as possible so you can have at least one beautiful room to enjoy
regularly put money aside to replace large items like boiler/ new roof guttering etc
to over pay mortgage when you can
save for things and dont add to debt by buying a new kitchen or whatever on 0% finance, so if you hate the 80s style tiling - change just that, you may spend £250 but it will tide you over the few years that it would take to save £15k for a new kitchen

you will be fine, there is always a way!!!

Follyfoot · 02/04/2018 10:38

Yep, completely normal, especially with a first purchase. I've felt the same after every move actually

stayhomeclub · 02/04/2018 10:39

Totally normal. Try and find bits to enjoy where you can whether that’s planning your rooms or garden or looking at what you might want to alter in future. Try and keep a bit of money back to cover any unexpected work (that’s what stressed me the most). It does get easier.

SpringNowPlease2018 · 02/04/2018 10:41

oh I felt that too

then after I moved in, I wanted to stay home every night and hug the walls and thought it was the best thing ever (still do)

enjoy!

Original poster

SoftlyCatchyMonkey1 · 02/04/2018 21:42

Lol @spring
Thanks very much everyone X

OP posts:

SmileAndNod · 02/04/2018 21:57

We've just completed on our first home after aLL our lives renting. I've been anxious all the way through. Was literally sick with worry. Got the keys on Thursday and it still feels weird. I don't feel at all settled. It feels like I'm staying in someone else's home and they'll ask me to leave!

Renting wasn't secure, having to move when a LL wanted to sell and yet I still feel oddly insecure. It's only day 3 sleeping here and most stuff is still in boxes so maybe it's early days.

Good luck with your purchase

BasiliskStare · 02/04/2018 22:29

I have worried with every house we have bought and thought it was the worst mistake ever. I have equally cried at leaving the same houses because they were " the best house ever "

Yes it is normal. Keep breathing and give it time. I am sure you will be OK. Really .

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