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WWYD? Accidental landlord with noisy neighbours - rent out or try to sell?

9 replies

OnIlkelyMoorBahtat · 15/02/2018 17:48

So, this is a long one. Will try to summarise:

Bought an ex-local authority flat in a block of 8 flats, 10 years ago, lived there very happily for seven years. Three years ago, a new tenant of the council moved into the flat beneath me, to cut a long story short, music all night and day, so loud that my furniture was vibrating (she had speakers in every room so this was in every room of my flat, I couldn't escape it); police involved, ASBO unit involved, she ignored all their letters to desist, but would go quiet over the winter period for a few months (I have a theory why but not relevant here as I can't prove it). I was commuting 3 hours a day and because I had to get up so early to do this was getting about 2 hours sleep a night for months. Mental health starting to suffer. During the last quiet period at the end of last year I thought I can't take any more of this, rented the flat out (hoping that she had finally stopped for good) while I am now renting a room in a shared house nearer work.

Needless to say, she started up again about a month after my poor tenant moved in. Back to the ASBO unit, who served her with a noise abatement notice in July (they move sloooooowly) and then in December a possession notice as she had ignored that as well. My tenant has now - more than understandably - handed her notice in to leave end of March. In the meantime, I have now been served with a major works notice, £28k for my share of work to the building's roof, windows, doors, balconies and communal areas. I have been referred to therapy by my dr because of the stress of this so there is no way I can move back to that flat. However, my mortgage, my own rent and this major works sum is more than my take home pay. If you were in this situation, would you:

a) try to sell now, with the declaration about the noise issues but that a possession notice has been served and of course the major works issue (my thoughts is I wouldn't get the benefit of the work, but is a big chunk of change so would adjust the price accordingly. However, I am more than aware that the housing market is rapidly going down the pan (am in London if that gives any context).
b) try to rent it out again, but know this might situation never get resolved as the neighbour has a daughter and the council are unlikely to actually get an eviction, so I might never be shot of it (for background it was always my intention to sell after 10 years (e.g i would have done it last year) but the noise issues put paid to that. (I also believe there are massive safeguarding issues with the poor daughter - one occasion we called the police because on going round there at 4 in the morning to beg her to turn the music down, we discovered that she had left her FOUR-YEAR-OLD daughter there on her own! We think the mother had the music on loud so that would everyone would think she was there. The council don't seem to be able to manage the situation at all. Apologies if I sound so brusque about the daughter, but I have been through hell these past few years with this woman) So the place might be unrentable as well....

I literally have no idea what to do and I need to decide now. But I don't know what to do! Any advice?

OP posts:
GETTINGLIKEMYMOTHER · 15/02/2018 18:27

I would get shot asap, even if you have to take a hit on the price.

I had an ex LA flat, very nice once we'd done it up, nice area, and I was planning to rent it out - until a girl living in a flat below acquired a dog. I like dogs and the girl herself was nice enough - but she let the dog crap all over the balcony and only cleared it all up every 10 days or so. Horrible. I couldn't understand it - she wasn't disabled or anything, nor was she working, and there was plenty of open space for dog walking nearby.

I put it on the market and TBH was relieved to get shot. Bought another - non ex LA - not far away.

RavenclawRealist · 15/02/2018 18:33

Get rid you will have to take a big hit on the price but you cant keep putting tenants in as a) it's unfair now you know she hasn't stopped and b) you won't keep them so it's pointless!

Who else lives I the block mainly owners or LA? Is there anyway you can get together and refuse to pay the charge until they dealt with the noise? (I am in no way legal so not sure if that is even possible)

domesticslattern · 15/02/2018 18:46

Sell.
You won't get as much as you might have hoped but that will be the price you pay to buy your sanity.
I lived in an ex local authority place and experienced crazy bills for communal upgrades and also anti-social neighbours (nowhere near as bad as yours). So I do know how powerless it feels. Best to make a decision to leave it all behind as it is clearly affecting you badly.

OnIlkelyMoorBahtat · 15/02/2018 19:26

That seems unanimous! Thank you everyone for responding. I had to nip out and am currently on a bus so apols for intermittent response. I'd made up my mind to rent while I was away! But now am thinking of "course sell - but no one-s going to buy it!". Not arguing with any of you btw, that's just how my mind is working at the mo. Back and forth, back and forth. GAH.

There's only one other person who owns in the block RaveclawRealist - top floor, far away from her, and they rent it out, dont think they've ever lived it in the whole time I've been there.

OP posts:
Cheeseislife · 15/02/2018 21:13

Out of curiosity, did you buy from a private owner, or was this a RTB? Have you considered contacting your local MP, they may be able to assist if the council are failing you, other neighbours, and the poor daughter too?

FluffyWuffy100 · 15/02/2018 21:35

Sell. Take the hit on price, not worth your mental health.

Very surprised you got a mortgage if there is only one other private owner. Usually need a high % if private owners before you can get a mortgage unless you did RTB. In which case you’re quids in anyway so it’s not like taking a small hit if ‘MV’ should work you.

specialsubject · 15/02/2018 22:26

Why people like this get precious council housing is beyond me. All the music kit should have been destroyed long ago, and the kid removed.

I wish you an escape to better times.

OnIlkelyMoorBahtat · 15/02/2018 22:52

Hello again! It was a private sale, probate, from people who had bought it themselves rhrough RTB. I actually had the mayor of my borough involved at one point as the ASBO unit closed the case without telling me and then lied about their reasons... never considered an MP. Would it really help do you think?

Thank you specialsubject. The poor little girl was taken away by the police in the middle of the night that time and then was back in the flat 2 days later. I was stunned...

OP posts:
Cheeseislife · 15/02/2018 23:05

I definitely think it's worth getting touch with an MP, after all its not just antisocial behaviour but a social services issue too - I doubt you have anything to lose in trying!

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