WWYD

[SheDoneAlreadyDoneHadHerses]

My house needs at least £10K of work on the front corner - it's apparently peeling away from the side (end terraced) and the whole thing is damp and covered in knackered render so rain gets in and can't get out.
I can't afford to sort it. But I can't afford to sell up and move house as I've too much debt, or sell and rent as I've a CCJ and would feel like I've sold out.
WWYD? Ignore it till it can't be ignored and deal with it then? Get rid now?

Is it covered by buildings insurance? If it's becoming structurally unsafe and it's not a problem caused by poor maintenance, I would have thought insurance would cover it.

Buildings insurance wouldn't cover it because it is a maintenance problem unless a cars has driven into it or something to cause damage to the render.
Is there anything that can be done temporarily that is cheaper? Ie removing the render to stop the damp? I'm not sure what you mean by peeling away from the side? Do you mean the render is peeling away?

It's not covered by insurance - a surveyor came out and said the front elevation is moving away from the side of the house but as it's not subsiding, it's not covered.

I'm buggered.

How much would it be for a 'temporary' stabilisation - something like a metal 'tie' pole that runs through the house and holds the wall on to the rest of the house? It wouldn't be pretty but it would prevent it from worsening while you save up the cash to do it properly.

Oooh not thought about that Ringsender - thing is, I'm never going to be in a position to correct it properly. A builder friend said it'd be a good few thousands and I've more chance of Jesus unicycling past the house.

I'll definitely look into that though, thank you :)

Is there any way you can check it's not covered? Have you confirmed it by reading your policy? Why is the front elevation moving away? Sounds like it should be covered by insurance to me.