Thanks. Nope I said the house had made 65k but the total in the house is 72k as I put 7k down as a deposit... Sorry that confused you.
Santander knows about ex situation as does solicitors. They have said either a remortgage with santander (which is basically a new mortgage as my OH name would be on not my exes) but they still class as remortgage as it's still for the same amount (or minus 2.5k which is what I have left to pay my ex) and my name will still be on the mortgage. OR We can do a transfer of equity(includes name swap exes to my oh) and paying ex our his 2.5k thus ending up with 70k equity left in property. Then remortgage as in update my current mortgage.. (which will have my oh name on)
I dont know how else to word that to you I'm afraid this is what the solicitor and santander have said.
Nope my credit rating is just fine thank you, my ex moved back home with his parents and now has only his phone bill to pay (not even rent!) whilst I pay him £200 a month out of the house or more when I can afford more on those guess months. My partners credit file is fine. He's never owned a house but has a car on finance and has never missed payments.
Santander said all of this can be done over the phone. I don't feel comfortable doing it over the phone personally. But they do have a long waiting list just to even discuss anything with them in branch. End of June in fact.. And I'm in a hard place as solicitor says to ask santander what's best and then santander over the telephone say they can't give legal advice. Soooooooo yes.
I wanted to know about the remortgage alone and being pregnant to know only what they'll base my wage on. Or whether it's just easier to keep my ex on there until I am back to work after I have had the baby. Because mine and my exes contact which was drawn up by a solicitor states he just stay on the mortgage until 1. I can afford alone. 2. I add someone else to mortgage so I can afford. Or 3. Until he buys another house. Whichever comes first. He is in no way in any position to buy a house for probably the next 5 years at least before you bring that into the equation of the next year. (I know this as I am very close with his family still) he spends all his money on drinking football and designer clothes..
Anyway thanks for everyone advice and I won't be commenting further. I now realise why i should never post on mumsnet when I want some advice on anyone that's been in any situation except the exact one I am in 
I literally just wanted to know hat they base the salary on when pregnant, that is it. Probably a little hand hold an reassurance to a panicking pregnant first time mum who hasn't had to remortgage before, because I worry if they say we can't afford it. Even though online it says we can.. And that they'll lend more than enough to us. If they say we can't or we get declined. What happens then? Do they take the house away or what? Even though I've clearly been paying it for years alone and with my OH. Not ex.