We are moving from England to Scotland, where apparently it's not legal to make tenants pay for referencing or admin fees on a property. We were asked to fill in our details but not told we would need to pay for referencing until we got a call asking for £90 (MARAS), and the agent said that's fine because it's a third party we are paying not them. I questioned this and the landlord has come back after some time saying either we can use a different company or do it ourselves.
Has anyone managed to do their own referencing? If so what do I need to do? Do I just send 3 payslips, 3 bank statements, proof of paying our mortgage, credit check and proof of employment to the agent??
Or can you recommend a different company? All the ones they suggest seem to aimed at landlords and letting agents to get references and have no info about cost.