Would you view a house above your budget?

[AyeAyeFishyPie]

Really like it by pictures. Asking price is about 10% above our budget though we are saving significant amounts every month - so we could chip into it pretty quickly.

Do we see it?

Yes

Go and view, yes. You can offer 10% below and see what happens.

Yes. 10% is alwas a good place to go in at and negotiate. Would you say it is fairly priced?

When dh and I buy our next house we will probably look to spend 140k. Id be more than happy viewing houses up to 155k.

Yes.

We almost didn't view the house we bought but agent encouraged us. We bought it for 10% less than the asking price (started negotiating at about 15% less). Go for it.

It depends on the market for your area. If it's a sellers market then there will be bidding wars, a buyers market and there are bargains to be had. I paid £100k on a flat marketed at £110k (9 years ago).

Great - thanks guys. Will give it a go. We are chain free so that might help us.

yes, definitely view it. they could have priced a bit higher testing market etc or they could have dream house they want to buy and accept offers. book a viewing and see if you can find out anything like how soon they want to move, have they a specific place want to go to etc.

Absolutely. I held off viewing houses I felt were too dear to find they reduced their prices later and were in fact houses we could have afforded. I would particularly look at houses that have been on the market a long while.

A colleague of mine had an offer of £260,000 against his asking price of £299,950 which he rejected but told me he really regretted it as he had been left a house which he intended to renovate and should have just moved on. It is down to individual circumstances, but if you don't ask, you don't get.

I offered 25k under asking for a house, and got the offer accepted. If you're a FTB, then you have lots of leverage. Offer a bit less than 10% under if you like it that much.

Depends on the area, 10% of 140k, yes, but not 10% of 900k.

We have recently had an offer of £465k accepted on a house listed for £495k. Definitely worth a look!!