Hi everyone,
Sorry for coming back to this late - accepted an offer on our house, and sorting out disasters with our rented flat. Maybe it would be helpful if I set out clearly what our situ is (hopefully without drip feeding!). Sorry if this is long...
Background: me, off work on career break til September 2016, looking after DD, now 21 months. DH currently working at very high pressured academy in Manchester where they are sacking teachers on a monthly basis and he has to be at work by 6.30am every day doing his new SLT job and his old job.
So is leaving Buxton at 5am ish and not getting home til 9pm most days. I decide to go back to work early to take some financial pressure off the situation, then realise that I can't commute to Manchester from Buxton as nursery opening times/train times mean I won't be able to do enough hours to make it viable. We decide to move to Wilmslow, to make it more convenient. Can't afford Wilmslow!
Originally, had decided to send DD to Stockport Grammar as Buxton doesn't have very good state schools. I wasn't due back til next summer, thought I could get a car, drop her off every day and just drive into Manchester. Realised that's unfair on her and also DH seems very stressed out by living here (very bad winters, road closures in April due to snow etc). I'm getting a bit fed up with Buxton too for reasons outlined earlier in my first post and jump at the chance to leave. So we stick with the plan to move and for me to go to work.
DH gets offered new private sector job in Altricham but less money which we agree to accept, due to sign tomorrow. DH's boss called him in yesterday and has offered him a permanent assistant headship plus guaranteed pay rise for 5 years. I'm on crappy public sector wages which are very stagnant plus only doing 25 hrs initially so this would be welcome. DH will probably stay where he is as head has also started recruiting someone to do his old job and also has some more help.
Originally had thought we would still send DD to SGS but she will be assessed early next year. No idea if she would get in, she's very bright (well, I would say that) but not that well behaved (!) so lots of eggs in one basket. We had heard that Cheshire has very good state schools so were open to that too .
We just accepted an offer on our house, probably will have to be out by end June (end of chain relocating from London). Looking at a bungalow (!) in Knutsford on Sat, looks great inside and within our budget, apparently it is in the wrong catchment for the really good schools (Bexton, Edge something?) which are on the other side of town. This one is near a RC school and manor park or something similar.
Now wondering if we should try and rent while we house hunt, or just buy somewhere. Tied into a fixed rate mortgage until next summer so unless we "port it" on the day of completion we will get slapped with an early repayment charge which will really eat into our measly profit (accepted lower offer). Wondering now if we should just take the financial hit and pay the charge as we will most likely be able to get a cheaper deal somewhere else and interest rates going up soon. Will be expensive renting but maybe better in the long run.
I'm also being tested for diabetes at the moment so there are a lot of variables it seems.
So, that's where we are at the moment. Thank you if you are still reading! And I really appreciate all this information and your opinions. It's been invaluable to me, if I had all this kind of info/local knowledge before moving to Buxton then quite possibly we wouldn't have moved there :(
Guillemot