What happens first, survey or finances review?

[happyfrogger]

Is it different per lender? The last application wasn't that long ago but I still don't remember!

Lender is the Woolwich.

Have delayed the survey as the house is still a building site... What stage of 'finish' do lenders typically like to see before agreeing to loan? We will have a completed extension but windows not in, nor is kitchen or any bathrooms...

Finances review - although this was for a mortgage on a purchase rather than remortgage. Was with Woolwich though.

We sat down with their mortgage person, went through finances, they did credit check etc and then when that was fine they put the request in for a valuation. It was just a valuation, not survey (we booked our survey separately, they don't do that for you). But if you are remortgaging you'll only need the valuation anyway.

Sorry, not sure about the state of finish. If you need to borrow the full value of the property so need a high valuation you might want to wait until most of the work is finished.