PiratePanda sorry to hear that
but if the work has been done then the paperwork you are looking for will exist and your mortgage will be approved. For example, there is a large scale new development in our city, built on previously contaminated land, numerous lenders have given mortgages. If the paperwork isn't correct then no-one will give a mortgage but I was referring to properties where it has been remediated. The entire point of remediation is to ensure both that properties are as safe as can be, and that house-builders can secure a return on their investment.
Tchuka I understand your concerns. Your solicitor can complete their due diligence regarding the paperwork but ultimately it is only a decision you can make.
I have friends who have recently purchased a new property on a previously contaminated site adjacent to a river with low risk of flooding. They are happy with the flood risk report and that the remediation has been completed. I have other friends who nearly bought a house in the exact same development but decided at the last minute not to go through with it. They all had access to the exact same paperwork. For one of them that paperwork trail was enough. For the other, it wasn't. In both cases, their solicitors and banks were happy for the purchases to go ahead.
However the friends who walked away still had concerns that if water levels changed then the water table could be affected by the past contamination. No-one can ever 100% guarantee that won't happen especially if a capping remediation strategy has been used.
As a PP said, the current policy to bring brownfield sites back into use means this is a going to be a growing issue and there is definitely a question about whether this push is favouring economic viability over public health concerns. Personally, working in this area, there are some remediated sites where I would purchase a property. There are others that I wouldn't ever consider. The difference being the initial levels of contamination, the type of contaminants and the remediation strategies adopted.
If you want to do more reading on this then there is a searchable database online that covers certain areas and sites, where you can access SI reports and borehole reports. iirc it's optional rather than compulsory so is by no means extensive. It's the British Geological Survey.