money laundering regs and selling

[Chippychop]

My Db is driving me nuts as he's refusing to give the estate agents who we've appointed to sell Our late DM's house any photo id. He says he says they are just being nosy! It is a legal
Requirement to provide photo ID isn't it?

I'm fairly sure it's not a legal requirement as my dad's currently selling his house and doesn't have a passport or photo driving licence and I'm not aware of any issues. He's just produced 2 different forms of ID.

www.gov.uk/money-laundering-regulations-your-responsibilities

In practice this means obtaining a customer’s:

name
photograph on an official document which confirms their identity
residential address or date of birth
The best way to do this is to ask for a government issued document like a passport, along with utility bills, bank statements and other official documents. Other sources of customer information include the electoral register and information held by credit reference agencies such as Experian and Equifax.

Businesses covered by Money Laundering Regulations
The regulations apply to a number of different businesses, including:

most UK financial and credit businesses such as currency exchange offices, cheque cashers or money transmitters
independent legal professionals
accountants, tax advisers, auditors and insolvency practitioners
estate agency businesses

so he can keep refusing and your house will never be sold.

tell him to grow up.

Criminals are in the money making business. We have to seek to disrupt that business. Terrorism financing is the transfer of funds, possibly in small amounts via Western Union, that help facilitate acts that are unbearably savage. AML/CTF (Anti Money Laundering and Counter Terrorism Finance) Legislation is there to try and stop the flow of funds, not just via banks but by ensuring that assets cannot be bought/sold with "dirty" money. Those assets include cars, houses, jewellery etc. There is an obligation on businesses to know their customer - Proper ID is essential.

Why would anyone not try and support the rules? Tell your brother to stop being so bloody silly - and make sure if he is so worried about big brother snooping he does not use supermarket reward cards!

The government already has his passport info and his NI details so why is this a worry?? His mobile phone company probably know more about him than he thinks!

The estate agent is only advertising the house, not handling the proceeds of sale.

The solicitor who deals with actual sale is the one who needs to verify his identity.

You could tell an estate agent you are the sole vendor if you want.

Put it this way.....

You know when people complain and moan that waiting to exchange takes soooo long, well people delaying providing their ID to their solicitor is one of the things that holds up a sale, making you very unpopular with the others in your chain.

It is your solicitor who will want the ID, not the estate agent.

Thank you for all the ammunition. He annoys the hell out of me ! He has these little stances that make sense to no one but him! If he was some corporate hot shot or a green eco warrier with convicition I may just stand a chance of understanding him but he just succeeds in winding me up...but that's a different post!

There was a story in the press last week about a man being prosecuted for trying to sell a house he had no ownership of.

Tell your brother you've just popped his house on the market. Anyone can sell any house no ID needed remember

He will need to provide ID to the solicitor.