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When is a survey ordered?

4 replies

FluffyDucky · 08/06/2014 21:46

Hi all, we are in the process of buying or first home (who knew solicitors could be so frigging slow! )
Our offer was accepted in March but we had trouble with the mortgage, so that held it up for a few weeks. The solicitors now have the mortgage details and searches have been done, we are currently waiting on info from the seller's.
Anyway, to the point! Should we have been asked to pay for a survey by now? I'm getting concerned that it hasn't been mentioned.

OP posts:
rebeccamg · 08/06/2014 22:23

I thought it was done fairly early on, once mortgage was in... Phone your estate agent and ask them x

BumWad · 08/06/2014 23:18

You need to organise the survey yourself, it is for your benefit. I am guessing your valuation survey has already been done as your mortgage has come through.

You either want a homebuyers report or a full buildings survey (previously called structural survey). The latter looks at the whole lot.

Make sure your surveyor is RICS registered. We found a decent independent one just by having a quick browse online.

Good luck

Madmog · 09/06/2014 09:59

If you've got a mortgage offer then a valuation survey will definitely have been done. If you think you've organized a homebuyers survey or other survey with the lenders or another party, then you need to get on to them asking if they've done it.

crazyboots · 09/06/2014 13:27

What kind of house are you buying?

I'm surprised the seller haven't noticed you haven't had survey done, unless they thought the mortgage provider was doing a combined valuation/survey. When I've sold, the survey being booked is the first sign that the buyers are serious and proceeding.

We've always used private surveyors and booked at the same time as applying for mortgage.

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