Do we really need to go through this?

[bohoec]

We're almost ready to exchange contracts on a house and our own solicitor is holding things up over a monitor discrepancy on the title plan boundary.

The vendor has already requested a change through the Land Registry, who rejected the request because the change was insignificant to the plans.

We are happy with the way the boundary lies. We had initial concerns, which we raised early on, but we have since talked these through with the vendor and we are happy to proceed.

Now our own solicitor is holding things up saying that the title plan must be changed before she can sign it off for the mortgage lender - even though the Land Registry has already stated it is too insignificant to make any changes.

Anyone experienced anything similar? Is our solicitor just seeing £££?

If it's requirement of the mortgage lender, then it will need to be done. A solicitor will have to declare that everything looks in good order when he/she applies for the mortgage monies, so will have to cover their own backs. Might be worth speaking the mortgage company and see if they will waive this requirement. Also, you have to think if you move on, someone else might not want to proceed if they can't fulfil mortgage requirements.

Thanks. That's what I understood but just wanted to test it out.