Little going to try and answer some of your questions.
The cottage is not listed.
We are having all the walls plastered in lime putty plaster so the cottage can breathe as much as possible which is why we have chosen lime putty, which I think is a lot more than most people would do these days with a victorian terraced workers cottage. 95% of the time gypsum plaster will go straight on without a second thought. I am aware that buildings breathe through ceilings as well as walls but we can only do as much as we can. If we chose to overboard the ceiling, it would stop the ceiling from breathing anyway?
We can't afford to put up new lath and plaster ceiling. Also from what I've read new lime plaster on ceilings can't be walked on once done for a while because of cracking etc and we have two DC so we can't leave bedrooms/bathroom out of action.
The bedroom ceiling is starting to come down in an area above bed in our bedroom (the ceiling wallpaper is bulging) so I'm not sure how long it will be until other areas start to give way.
Thermal properties did cross my mind when deciding but I don't want to risk putting up new plasterboard everywhere and then sections of lath and plaster coming down in the future onto new plasterboard if we over boarded.
100% aware it is a historic building which is why I have done lots of research about choice of plaster etc. We are trying our best but we can't do everything IYSWIM.
Out of interest Little how would you repair it? Bearing in mind that if at all possible I don't want a papered ceiling as none of the rest of the house will be papered. I knowI have bought an old terrace so I should expect lumpy ceilings etc but with the renovation I would like to have a lovely finish. We are keeling original floors etc.
Also, we took original lime plaster back to brick on stairwell because so much was coming away from walls. We will save orginal lime plaster where we possibly can and fill/skim with lime putty by our plasterer (Background information: we are currently having staircase taken out, new one built and reversed) the old staircase wasn't going to last much longer...
So I guess what I'm saying is we are trying our best! X