Near a flood plane?

[MissBetseyTrotwood]

Just got the searches back on a house we want to buy and one of the issues was surface water flooding.

House is 25m from surface water flooding, the once every 75 years type. Sounds pretty high risk to me but I know nothing.

Do we walk away? Get a more detailed report?

first question is insurance. Ask the agents to ask the vendors if they have any problems insuring it. Also run some quotes yourself and see what happens. If you get lots of refusals you have some hard thinking to do.

second question; does it actually flood? Surface water usually means 'new estate built near by affecting previous properties' so things may have changed.

Thanks specialsubject - both excellent questions. I can't think of any other way to proceed other than to ask the agent to ask the vendors. I know we've been honest in our sale; I really hope they will be too!

We had the same issue. We checked with our insurers - all fine. Then got a flood report which cost about £15! Worth it and seems there's a really low risk.

Good luck.

Yes, checking with our current insurers would be a good move to make. Was the flood report useful goandshowdaddy ? Given the massive cost of everything else when buying/selling the little £24 we've been quoted makes me think it won't be up to much.

You had a positive experience though?

Have a look on the environment agency website, it may give you some more detail.

It seems to give lots of detail about sea and river flooding but not much on surface water flooding.

Annoying - before we offered on the house I even looked it up on the flood map, thinking I was being very clever! Turns out not clever enough!

Google the flooding risk assessment for the local council. It should assess surface water flooding as well as river flooding. It's usually pretty overarching but can give you an indication.