We're buying a Victorian house with bedrooms in the attic space which have been there since the house was built. The roof of the house was replaced about 10 years ago but it doesn't look to me as if there's much/any insulation between the bedroom ceilings and the actual roof. Would it be very expensive to take the ceilings down and insulate? And will it make much difference to the ceiling height? I'm assuming that it would make a big difference to heat retention?