Building regs problem

[Lagoonablue]

Anyone else had this? Our buyers' mortgage company won't lend the money as there is no evidence of building regs on some alteration to our property. Basically at some point before 1987 when we bought it, our house had a wall knocked through from the kitchen to the outside toilet. Due to some court case some lenders and conveyances are jittery about this. Despite the lapse in time. Any experience?

You could make a retrospective application for B Regs.

Assuming the work was done properly and the removed wall was loadbearing then the council would probably only want a sketch, basic structural calculations and some openings made so they could inspect the work. Thermal (heat loss calcs may be requested but more than likely not).

If however the work was not done to the correct standard it's as well to know about it anyway.

I had this and was asked to pay £200 for indemnity insurance. Bloody rip off if you ask me but at least it kept things moving.

Thanks for replies. There may have been regs but understand council no longer holds records that far back. So either buyers pay for full structural survey or I pay indemnity I think. Hopefully building society will accept that.

You can only apply for a retrospective application if the work was done after Nov 1985.

However, as the work was done so long ago and presumably there is no evidence of it failing (ie cracks or deflection) this would seem entirely unnecessary.

As an alternative, you could take out an indemnity policy for the lack of building regulations.

Thanks. Looked on net and gathered the same. What a pain.