Would it be OK to ask an estate agent to value your with no intention of selling in the next 5 years without being chased forever

[BoundandRebound]

One if those had building works want to know how much it might have added

Would you not have to get a survey done to confirm the value for insurance purposes.

We are nearly at the end of a large building project which has added around 60 sq m to our downstairs. We have also added a new staircase leading to a bedroom with ensuite which is above the new kitchen. We have gone the whole hog with bespoke kitchen, flagstone flooring, underfloor heating etc.

I would assume the value has gone up but as we are not selling I am not interested in having an estate agent give me their opinion on that. However I do need to know from a qualified surveyor how much my new home would cost to rebuild should there be a fire or flood. I can then make sure I am adequately insured.

No I have unlimited rebuild on policy

I did this recently, have absolutely no intention of selling, but was interested to know how much our house had increased in value and whether it was worth building an extension on our side return.
I used Dexter's (for those in SW London) and she was brilliant, gave me lots of advice.

I now sing their praises, my SIL in buying a house and I instantly put them in contact.

If you are honest they won't keep calling at all.

We had a fully qualified surveyor round as well. His valuation was, not to be too rude, crap. Complete and utter. I mean, he did lots of work in the sense of taking measurements and notes etc, but obviously didn't do any kind of work on what house prices are like round here. Or what houses on this street go for. I think the estate agent (who sold us the bleeding house, so I think has done perfectly well out of us) valued too high, but the surveyor was a good fifty grand under (and seventy under the estate agent).

We had a surveyor round a few years ago, now I come to think about it when we were looking at a remortgage, who asked how much we thought it was worth cos she didn't know local market and then wrote that down. I found out later my guess value was off by 50k

I undervalued it because I hadn't appreciated how stupid our local market is

I'd feel guilty - i know people do it but times are hard and you're asking them to give up their time for nothing. I also hate it when people go to view houses they have no intention of buying, just for a look. Wastes estate agent and or house owners time.

I'm sure others in your area have had similar extensions... Just look at them.

I'd feel guilty, too, but I've discovered that they don't chase you if you tell them you want the valuation because you're separating...(which in my case, and that of my friend, was the truth)

We have recently had 2 different agents round to give us a valuation.

We are actually thinking of moving but nothing set in stone yet. We just told them straight out that we were wanting to find out if we could afford to move. Neither bugged us at all, gave us the price and were gone within 20 mins. Havent heard from them since.
They all say they offer free valuations so why not.