We'd like to be able to make our loft warm and room-like without properly converting it. Full conversion isn't an option as the roof cavity is fairly low in height and there's a great big chimney breast in the middle. Water tanks etc take up almost half the space. Don't have the kind of spare money needed anyway for a proper conversion.
It's already boarded out, has basic lights and was used for storage by previous owners. We'd need to fit a folding loft ladder.
What do you need to do to a loft space like this to make it warm and useable - really just for the DCs to have fun playing or put a model railway display there etc? Would it just need plaster board fixed to the eaves and a bit of filler in any wall cracks to make it feel warmer - and even a small radiator - or what?
Would this also help house insulation in any case?
If we also got a skylight fitted, would that alone mean we need planning permission? The part of the roof where this might be, doesn't back onto any other houses - just agricultural fields.
Any advice much appreciated.