The real gnawing anxiety that makes us want a house over a flat is the precariousness of our occupations, the fear of not being able to meet service charges or sudden 'new roof' bills.
We both work in 'creative' meaning badly and erratically/irregularly paid self-employment.
We both suffer from extreme tramp dread - the fear of losing all money and being made homeless.
We have a lump sum which we can use to buy a house/flat but the thing we find really hard to cope with is other people dumping big bills out of the blue on us - like the downstairs flat saying the drain is blocked, or upstairs saying it's about time the block was re-pointed - all stuff which would be out of our control and which could potentially force us to have to sell up.
At least in a house, you own the ground all the way down to hell.
So, it's not us wanting a house to lounge in the garden sipping Pimms - it's more a case of feeling a house is the key to our psychological and financial well-being.
Saying that, a house in the south east's equivalent of Beirut is not the best way to boost the creative muse.
Hence that's why we live down the coast - cheaper houses and a quieter life - but if we're going to get on in career/life we need to be nearer London and we muct get nearer for elderly relative trips anyway.
We've mulled and mulled and mulled and still we go on - house or flat, house or flat, house or flat - stay or move, stay or move, Plumstead or Belvedere, Penge or Catford, house or flat,......
