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Want to move my Gran - not sure how - any ideas?

5 replies

wonderstuff · 23/11/2012 12:14

My grandmother and great uncle live together, they are both very frail and their current house is not suitable anymore. The house was brought by by great grandparents and they are very emotionally attached to it - it was their childhood home, but they are now unable to manage stairs, meaning that they are unable to get in and out of the house - it is also about a 90min drive from me, my father and my db, and we are their only close family (their is no family near them at all).

We would like them to move to sheltered acc. near to us - have seen a 2bed bungalow that would be perfect. I want to know if there is anyway we can move them and then sell the house later - it is in no state for sale atm - very cluttered, bit dirty (she keeps firing her cleaner) Would be good to have a month to clean, declutter and do jobs needed to get best sale price.

The house is owned by df and dgm, . Dgm and df have very little savings, my uncle has all money tied up in shares which he plans to leave to his godchildren who live abroad. Df's bank has said no to bridging loan. Df also owns his house and has very low mortgage. I had thought that it would be straight forward to buy the new house with mortgage raised on existing house, pay interest on loan and then settle in 6 months when original house was sold. I think existing house is worth over £360K, new property is £110K

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ClareMarriott · 23/11/2012 20:53

Wonderstuff

Although there will doubtless be other posters to your thread, no where have you mentioned in it what your grandmother and uncle would like to do. Apart from saying the house is owned by your grandmother and father, it seems to be all what "the family ' would like to do.....move them to sheltered accommodation/ bungalow and sell house, buy new house by raising a mortgage on existing house ............ Have your grandmother and uncle been brought into any conversation about what they would actually like?

wonderstuff · 23/11/2012 21:06

They have - my dgm is very lonely, they are unable to leave the house, they would like to see us more often. In no way is the house working for them, they have stayed as long as they can. Nothing has been finalised, obviously, as we need to work out the logistics. They aren't in a position to make arrangements themselves.

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FidgetPie · 23/11/2012 23:33

We've just had this with my gran - couldn't get the banks to do anything in grans name - mortgage or bridging loan etc. so my parents have had to buy it in their name (interest only mortgage) and prove salary / can afford repayments etc even though it is my gran who pays it off in full from the sale of her house.
My parents were lucky to be in a position to do this.

ISeeSmallPeople · 24/11/2012 00:02

This reply has been deleted

Message withdrawn at poster's request.

wonderstuff · 24/11/2012 15:00

That's interesting FidgetPie So it may be possible to get it done in my dads name - though someone was recently telling me they were unable to get a mortgage because they were close to 60 (df has just turned 60), might be possible to transfer assets in my name and do it that way..?
Thanks for sharing ISeeSmallPeople Hadn't considered rental.

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