We (DP and I) have recently moved out to Surrey (house in the countryside near Dorking) after living in central London for the last few years.
THE PROS
- swapping our tiny London flat for a gorgeous 3 bed detached house with lovely big garden, without drastically increasing our monthly mortgage repayments
- living somewhere that is civilised, no noisy drunk people outside our house at 2am and I no longer wake up to find beer cans abandoned in my front garden :o
- being in the countryside, which we both love and being able to go for lovely walks and bike rides from our front door into the countryside. At the weekends we almost feel like we are away on a weekend mini-break, it is so nice to get away from the hussle and bussle of London :o To be honest I think you would have to look at moving a bit further out than you are currently considering to get this
- Decent schools, for when we have DC
- Some things are cheaper out of London, like going to the cinema is £7 instead of £12 in London and my gym is now £30 a month compared to £70 in London
- Our friends love to come and stay as they all live in central London. I was concerned when we first moved that no one would visit but that has not been the case at all.
THE CONS
- THE COMMUTE!!! This is the ONLY negative thing about our move out to Surrey as far as I am concerned.
Our commute from home to work (work in the City near Bank) is 10 minute drive to the station, 5 minutes to park up and get onto the platform, 50 minutes on the train to Waterloo, then we have to get from Waterloo to Bank.
The drive is fine, not too much traffic on the roads at the time we drive (tends to be about 7am). The bit on the train is fine as well, the trains start in Dorking so we always get a seat so the train bit is quite civilised and I tend to read or do emails on my Blackberry, arrange my diary etc. South West trains are quite good and we have not experieinced many delays, just a few unavoidable things like when there was a person under a train the other week.
However getting from Waterloo to Bank can be an absolute nightmare. Some days you will walk straight onto the Waterloo and City line, other days you can queue for 20 minutes before you even get on the platform. I would recommend considering an alternative like running from Waterloo to Bank (if you are able and have showers in your work) as this takes same length of time as getting Waterloo and City Line and gets you fit.
I would also point out we only get seats on our train because Dorking is the first stop on the line. By the time the train gets to Ashstead (only the fourth stop on the line) the train is full and people who get on there have to stand, despite still being 35/40 minutes out of London. So depending on where you decide to live, don't expect to get a seat on the train, even if you live quite far out of London. Coming home I would say I get a seat for the whole journey 50% of the time, although I always get a seat for the last half of the journey once people get off.
On a good day, our commute takes just under 1.5 hours each way, on a bad day it can take a lot longer. I don't actually mind the commute that much, as I tend to read and make use of the time, but I know some people would just hate it. Although having said that at the end of a long day when I don't leave the office until 9pm or go for drinks after work I curse the commute - and our trains are only 1 per hour from Waterloo after 8pm. Also the Waterloo and City line shuts at 9.30 so can be hard getting home later on.
I wouldn't let it put you off, but you should definitely be realistic about the commute before you make the move. For me I would say that although the commute is a pain in the arse, the pros of living in Surrey outweigh it, so I think it needs to be a balancing act for you personally, whether the pros outweight the cons.
Also consider cost of commute - for me season ticket £3012 per year (includes tube), parking at station £85 per month, petrol to station about £50 per month.
Good luck