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Hand holding needed: waiting for confirmation of mortgage...

7 replies

openerofjars · 05/07/2012 22:56

Well, we're nearly there: finally sold our home, found a new one, got a mortgage agreement in principle and then the mortgage provider's very brief valuation identified non problems which meant we needed to get a structural survey and drains survey done before we can have the mortgage.

Both those surveys came back fine, so now we are just waiting for the building society to stop twiddling their thumbs and give us the go ahead.

If they say yes, we could be moving by the end of the month. If they say no, we are potentially back to square one. I love the new house and, as our surveyor said, there is nothing wrong with it.

This isn't going to be sorted before next week and the suspense is killing me!

Please tell me this is actually going to happen and we can really really move house...

OP posts:
AgnesBligg · 05/07/2012 23:11

Hand to hold here. It's a very stressful time but try not panic - it'll come good. Smile

Life's biggest stresses apparently are:

death of a loved one
divorce
moving house

BTW are you the buyer for the other poster tearing hair out of slow buyers demanding every single survey imaginable?

openerofjars · 05/07/2012 23:17

Thanks, Agnes - I nearly posted on that but I'm too scared of the OP! Grin

I might PM her...

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AgnesBligg · 05/07/2012 23:43

hahaha Grin. Post away...there's always two sides to the story...Wink

vez123 · 06/07/2012 12:40

Similar situation here... Found perfect house, offer accepted, now just waiting for mortgage lender and survey to ok it. Hate the wait!

DamselInDisgrace · 06/07/2012 15:00

Apparently our survey is taking place today. Then everything should be fine from there. We're buying a house that's been part exchanged and the agent we're dealing with says that we should complete before the end of the month.

openerofjars · 06/07/2012 19:10

It's the time it takes, isn't it? Our surveys were all completed ten days ago, but it's having to send everything by snail mail and then of course reports need to be typed and responses sent, via secretaries because surveyors and underwriters don't do their own admin.

I used to work in admin and the time it takes to get a letter turned round can be dreadful, especially when the person who dictated it isn't around to sign it, or it doesn't get done on time for the last post on Friday etc.

Why on earth all this can't be done by email I will never know. Now we're waiting over the weekend, again.

OP posts:
openerofjars · 13/07/2012 21:12

YAAAAAAAAAAAAAAAAAAY!

About bloody time, though, eh? We got the okay this morning.

OP posts:
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