We had an offer accepted on a property in late November and sorted out a mortgage etc before Christmas. Then our vendors told us they had a family emergency and asked for a few weeks break to deal with everything so we put everything on hold. Then, to cut a long story short, strung us along through january and pulled out of the sale last week, after admitting to the esTate agent they'd just changed their minds!
We've got buyers eager to go, so started panicky house hunting again and amazingly found a fab house this weekend and made an offer and we're waiting to hear tomorrow if it's been accepted.
We've paid to reserve a mortgage product but, assuming our offer is accepted, we will now need to 'swop' the property details of house we thought we were buying at the time of the mortgage appointment to the one we are now buying.
Has anyone done this? Is it straightforward? Or do we have to go back to through the mortgage assessment process again?
New house is 30k cheaper and although a lot smaller garden is much nicer inside with less work required than the last one, so am desperately hoping this one works out ok!