If I were a first-time buyer what ELSE would cost money?

[Trills]

Not something that's likely to happen any time soon, but still I feel the need to think about it.

We could get 3x our combined salaries as a mortgage, right?
And we'd need 10% (or preferably more) as a deposit.
So we could get a house that cost deposit + 3x our salaries

But what else costs money? How much extra money on top of the deposit would we need to save up?

Stamp duty? Does that still apply for first-time buyers?
Paying solicitors? How much is that?
Fees for getting a mortgage? (what a horrible idea)
Surveys?
What else?

Moving costs?

Stamp duty is currently 0% for up to £250K for first time buyers.

Legal fees approx. £700 for first time buyer

If you are both first time buyers then I believe you pay no stamp duty on properties up to 250k.

I'd probably want about 5k or so for the solicitor, removal fees, mortgage fees etc. If the survey shows anything that may be costly you can use it to bargain on the price of the property.

right now a lot of people will only offer 80% of the house value, so you may well need a 20% deposit.

you would want at least another 5k on top of that for legal fees, surveys and buying anything you needed for the house.
do you have white goods etc at the moment? we had to buy all that when we moved in

You'd also have to have Buildings Insurance to satisfy the mortgage provider.

It's been a while since we bought, but I think having at least 5k would be useful. I think we spent £300 the day after we moved in on all manner of stuff we didn't consider, a new shower head, tea towels (I know!), light bulbs, batteries. Not to mention all the stuff you realise you need once you unpack. And it's nice to have some spare to buy bits to make your house your home.

£5k? Blimey. Definitely not making the March deadline if that's the case. Not that it was very likely anyway.