Hi there. Just wondered as we are a bit stuck! We are a family of 4, dh, ds aged 6 and dd aged 9 months and I. We live in a 2 up 2 down terraced house in Portsmouth that is valued at 126k. We have an IVA and so assumed we were unable to move but on talking to Northern Rock today, we may be able to transfer our mortgage. Snag is we'd need to find a bigger house (the point of wanting to move) for less- 100k most! is there anywhere nice you can buy a house for that amount in this country. DS goes to an excellent school and we have good docs etc so we'd be bad to give this up for a bigger house in the middle of Beirut but there is just no space. We have no money so can't extend. The 100k prices us out of Portsmouth and most of Hampshire. My folks are in Herefordshire, Dhs are in Scotlad. Would be nice to be a bit nearer to both. DS likes portsmouth but craves bigger house and garden and the kids sharing a room is proving stressful as the one often wakes the other. Have thought about selling up to rent a bigger place too. Any suggestions or ideas??