What proportion of your take home pay do you pay on mortgage?

[jayne10b]

Just a generally nosey question to see how we compare with others. We have combined thp of £4400 and pay £2000 in mortgage, so about 45% - though we are overpaying by around £400 per month. Have a £243k mortgage.
Thanks for sharing your info!!

income of about £1800, we pay £500/month on a £43k mortgage, overpaying £200/month. so about 20%

My take home pay is zero....so that would be an infiite amount.

we've had this question before on mumsnet and i think that what you have left after mortgate is actually more relevant. for us it is about 40% but we have 1100 left per month after mortgage, so less than half what you have!

12.5%

Not currently working because recently made redundant but when I worked our mortgage was about 20% of our combined take home pay.

When I return to work I am hoping to still be receiving about half of what I used to earn while doing part time hours instead of full time. This will make our mortgage 30% of our income.

Our mortgage is around £660/month, we could have afforded much more when I was working but as we hoped to start a family we chose to buy a small house that we knew we would be able to afford even if my income was severely reduced.

Mortgage and endowments about 20% of take home pay.

about 60% of current take home. (mortgage was taken out with 2 ft wages, now only one, and new job paying less... crippling, really.)

about 38%. it's a huge payment though, makes me feel sick. ho hum.

Im interested in this too to see what is realistically possible with still maintaining a reasonable standard of living. :) If we ever get moving we'll have a 100k mortgage with an income of about 2100 a month, so its roughly a third on mortgage. I am currently mortgage free so it will be a huge change.

Actually thats a third on mortgage & council tax, I lie. Still a lot IMO.

Income from me £2,000 nett per month
Income from DH in excess of £6,000 nett per month
Mortgage =£480

Lucky you . :) Jealous? Moi?

It is not just the mortgage though, is it?
Insurances
Council tax
Utility bills
It all adds up.

We've paid off our mortgage. It's a good feeling.

Renting atm - 18% of net income.
In process of buying & mortgage will be 25% of net income

45%. I slide into debt every month.

12.5% - so christ knows why we've never got anything left.

Ours is about 18%

With mortgage, bills,food and petrol it accounts for approx 65% of our income

Less than 5% but tbh our mortgage is bugger all at the moment yay, a few lucky breaks, working bloody hard + very good savers has put us in a good position
I am very thankful for this and know I'm very lucky