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Flat on market, insurance up for renewal - help?

4 replies

fluffles · 30/03/2011 22:30

can anybody help me with advice?

i have married and moved in with DH. my old flat is on the market (since end of January) but the insurance runs out on 22nd April.

do i have to buy a whole year's insurance? what if somebody buys it very soon after the new insurance kicks in?

vacant property insurance is expensive - i really don't want to pay for a whole year if i only need a month or two... i can't really afford to.

anybody got any advice?

OP posts:
Isthreetoomany · 30/03/2011 22:53

Don't know about property insurance, but I recently extended our car insurance for just a couple of months as we are changing cars soon. Had no problems, although I think I was charged a bit more than the yearly amount/12 x 2 for the 2 months we needed it.

itstheyearzero · 31/03/2011 05:55

Hi I had this problem. You really do need to get vacant property insurance because if something happens and they find out it was empty, you won't be covered. I bought insurance for a year, but when my tenants moved in I was refunded for the months that I hadn't used.

fluffles · 31/03/2011 08:37

itstheyearzero can i ask who you got your insurance from as the people i've got a quote from dont' appear to offer refunds.

thanks.

OP posts:
itstheyearzero · 31/03/2011 22:06

fluffles, sorry I can't remember, it was a few years ago. I ended up going through a broker, because when I tried to apply online for insurance for an empty property, I always got a big fat no. You need to ring round a few places and ask the question about refunds...hope you get sorted.

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