To move or not to move?

[MrsVidic]

Hi,

Basically the house we live in we semi inheritted from my dps mum and got a mortgage to buy family out (35k)

It a 4 bed mews- spacious and we have done a few rooms up, decent granite kitchen, ensuite etc- yet its not show home perfect and the garden is small/ york stone tiles.

The house is on a private estate where you pay 500 a year for maintaince of tennis courts, bar, pool, squash courts and nursery (bar and nursery you pay for but have fixed prices/ v family friendly)

The estate is in the middle of the counrty- but you can't walk to the the local school (dangerous country bendy roads etc)

I have had the house valued and theres a big variantion of price- as ours is a mews theres houses up like it but they are smaller/ 2 bedrooms etc but are on for about 200k- I wont get anywhere that I like for less than 220 and dont want to increase the mortgage as it should be paid off in 8 years.

I know theres nothing wrong with the house and its lovley but it doesnt feel like mine. BIL and SIL come round and help themselves etc and I always feel like the outsider- I want to start a fresh with my dp and our dd (1 year old)

I have also been told that any work done to the house will not increase the value and I want to update it if we stay so this would be a watse of money surley.

My DP says he will do what makes me happy. WWYD

Tackle the issue of the BIL/SIL thinking they have an entitlement to make themselves at home because it was once their mums. It is now your family home and imo if you are happy with the space then work on it making it feel like yours. Why go to the unnecessary expense of moving, if all it takes is to make your mark on it? You need to explore ways of doing this. If you are unhappy with the house for other reasons then that's a different matter.

I disagree - you'll want a bigger garden in due course and you might want to be able to walk to school - is this somewhere you see oyurself living with a six year old? Eight year old? Teenager? Other kids?

If the answer is "no" then you'll eventually move on - might as well bite the bullet and take on the bigger mortgage now so it'll be paid off sooner.

It's all very well being "mortgage free" in a few years but no good if your house isn't suitable for your needs.

I'd move now, look at schools and then buy a house within walking distance of where your dc will go to school.

Thanks - I do want to be walking distance from a good school and we can move without extending a=our mortgage if we shop smart. Is it good to buy all done in this market or somewhere to do up ( as work in this area ie painters etc are v expensive)