Thanks again for the replies.
I agree that the commute from the south east of London is far better. There are multiple entry points into the transport system and they are all much nearer than Waterloo. Were I only in Canary Wharf then I can make a stronger case for Waterloo but from the east, arriving into Cannot Street seems ideal for the circle to Liverpool Street.
The trouble is that I have only ever considered living in London without a child and always wanted the nearest to the City with social facilities. I will have a look at the Muswell Hill, Alexandra Park and Highgate areas, thank you.
Guildford seems around 16 minutes quicker than Farnham at 37 mins versus 53 mins. Probably significant at pre 7am but not a deal maker. Much more significant would be somewhere which is near enough to walk to the station and yet, miraculously, near enough to guarantee a place at the school of choice. I doubt such a place exists and if I am going to live so close to a town centre, then why am I not just living in central London ? It isn't a crystal clear argument at any turn I appreciate.
I know I should look at Kingston, so thanks for the reminder. Only ever heard of Surbiton but will investigate. 10 mins to Waterloo versus 53 mins seems ideal but does it have enough appeal or good enough schools to make it a contender ?
St Albans, again, heard of it but nothing about it. Will add it to the list, thanks.
As for house money, well probably not able to buy until 2012 as we're not selling up overseas. Then about £500,000 or so I suppose as a realistic budget. Not sure I want to spend that on a project though as I won't have time. Perhaps a less characterful but newer house would be better but they so often come with tiny little gardens.
As for the rental, I don't think you are correct. Whilst I certainly need to rent from the date of application (or have arranged to rent or buy by that date), I would be informed in the March of 2011 whether I was successful or not. After that date, the place at the school is confirmed, it is unconditional and my understanding is that at that point, I could go live anywhere I choose.
As for the 7-11 junior school issue, then that is exactly the point I am making. There are cases where not all from the feeder schools can be admitted by the junior school and then it goes to distance, hence my point about not only needing to be near the 4-7 school but also near enough to the 7-11 school to merit inclusion on distance.
If I may ask, do any of you know anyone who commutes from an hour or more away ? Thanks.