Thanks for your replies everyone - much appreciated!
She actually finds maths quite a challenge Ellesababe, it's definitely not her strongest subject. Sorry - I'm probably not explaining it very well - I meant that surely it would be easy to keep to the right decimal places... if that makes sense ...
To take an easy example, she is doing this sort of thing:
9000 1200 60 3
3421 x3 (3000x3)+ (400x3)+ (20x3)+(1x3) = 10,263
It's fine when she is just multiplying by single numbers, but gets a bit confused thereafter, eg:
5 231 410= (5 X 1 000 000) + (2 X 100 000) + (3 X 10 000) + (1 X 1000) + ( 4 X 100) + 10
and
doing this ... 176 x 27 ! She can do it easily my old-fashioned way (vertically) but gets stuck when she is doing it horizontally (always seems to get one figure wrong, particularly when she is "carrying" a number (if that's still the correct term nowadays!)
As Castlelough says, t is quite straightforward when you delve in to it - but looks a bit offputting when you first see it.
Is that the grid method LLjkk? Not sure?!!
Thanks for those links Learnandsay - will investigate!
Castlelough and Ellesababe yes I can see it could help with mental calculation skills ... I'm afraid that is where I go fuzzy though - have to write it down or my brain explodes 
Really trying not to pass on my maths blindness/negativity on to her though!!