Hi, we are still relatively new to the UK and trying to figure out costs of raising a child. Our daughter goes to a private nursery now (W London) and that's becoming too expensive for us. We're happy that we won't have to pay that much money starting next autumn (I understand that once they turn 4 they're eligible to go into the reception year in primary state schools).
Can you please tell me how much should we budget for before and after school care, roughly, and how much would various options be - say school club (do most schools have this option?) vs. paying a childminder.
Also, what do people normally do when the school is on vacation and there's no grandma to look after children? Summer camps? Childminders?
Many thanks!