The pads these days are not as bulky as they were in our days of starting, so they are more discreet, if that is what she is worrying about Soso.
Dd also started same age, she was 10.6 years and it really took us by surprise, as we weren't prepared at all, I mean that I had no pads in the house but she did know what to expect at some point.
I know that she wouldn't feel comfortable using a tampon right now, she has even looked at me with huge eyes when I explained how they worked...
She gets on fine with the teen range pads and at night a night time one. At school they have a sanitary bins which she uses there, but at home she flushes. I have had to remind her once or twice to check, as sometimes they don't go on the first flush.
She gets very tearful around the time of starting I have noticed. Yesterday the school phoned me as she had a complete meltdown, crying and sobbing about something that normally she would just brush off. Low and behold we were home an hour and she said she had started.
You can get starter packs, we got a few of those and she has now decided on the brand she likes the best.