Hi just a quick question. My child attends a nursery (preschool) she gets her free 15 hours, however the nursery have allowed me to join her 15 hours so that she can attend one full day? I just have to pay for the dinner time hour which is £8.95. Which is fine, I have been paying the £8.95 for some weeks now by standing order, which it comes out my bank every friday into theirs, my child does her full day on a friday too so I thought I would pay it on that day. I have just received a bill asking me to pay a months in advance, which again its fine as I know that they do normally ask for this, but they have included the weeks she is not it, she only does term time, and I know other parents only pay term time at this nursery, and they have stated on my bill that if I am not paying by direct debit and paying by standing ordering they are charging me 2%, why is this? Can they do this? I thought it would of just been the same as direct debit as it's going straight into their account?