We have two children already, 4 and 2 (they would be 5 and just about 3) at birth of the third. We’ve just moved house and have doubled our mortgage. We’re just about getting by financially and are just starting to be in the position to stock up a rainy day fund. On paper we can afford a third but it would be very tight and we’d drain any and all savings. We’d probably be one expensive car repair away from debt.
I desperately want this baby, it was always my dream to have three. My children have a tiny family (no cousins) and I grew up a very lonely child. I want to give them the family I never had. I think they would both adore a new baby. The two of them get along so well already.
But my husband doesn’t want a third. He’s been clear about this well before this pregnancy. Even having our second child was a compromise and it took him some time to ‘fall in love’ with our second. He wants to give them the fancy holidays he had as a child and feels like he’s letting them down because our quality of life hasn’t really been the same. He wants them to have birthday parties, music lessons and join clubs.
We have very little to almost no family support, financially we have always had to make our own way. My husband bears the brunt of the logistics of nursery drop-offs and pick-ups. He does the mental load of shopping and cooking. He’s a very hands on father and husband but is also at a point in his career where he has the chance to be promoted to quite a high level as long as we have flexibility to let him travel more.
I work full time because we can’t afford for me not to. But I’m a teacher, so I can have our children all through the school holidays. Yet, throughout the year I have various after-school meetings and parents evenings which require my husband to be available. I don’t think he’s ever been to his work’s Christmas meal because it’s always clashed with my job.
We’ve agonised over this decision for a week. My husband is convinced we will all suffer if we go through with it but when he saw the emotional toll on me he said we could have it if I couldn’t cope with a termination. I think on paper, the termination is the right thing for everyone except me. I just don’t quite know how to square it with myself. I’m not sure he will emotionally cope if we have a third, he’s been close to burnout already.
I’m not sure what advice I’m looking for really. Just quite shocked at myself for how emotional I’m being.