It’s a tough one, OP.
I’ve been there and ultimately decided against having children. I don’t regret my decision.
In my case, Mother Nature played a trick on me in my thirties and made me super broody. I was OBSESSED with wanting babies and felt jealous of the baby bumps I was spotting everywhere. My husband was ambivalent but said he’d do it if that’s what I wanted.
After six months, it’s like a switch tripped back again and I literally had this feeling of “Jesus Christ, what am I doing?!”
I like my life as it is. Sure, I’d have been happy with a child too but the big thing for me was the thought that a happy child can make your life a lot happier, but an unhappy child can ruin yours.
I don’t just mean a reflux baby or a stroppy teen. I have so many friends with now grown-up children who have unhappy lives and it consumes the parents too.
My brother has a child who is profoundly disabled due to a birth injury. He’s 25 now and very seriously depressed. My brother and his wife are 100% dedicated to their son, he’s their whole life and they’re miserable. I seriously worry for them. My SIL is afraid to go to sleep at night in case she doesn’t wake up and her son ends up in an institution.
But she’s confided in me that she sometimes does wish she could go to sleep and never wake up.
Absolutely, that’s an extreme example but I have so many friends who had children who go on to need additional supports as adults.
Even taking special needs/disabilities out of the equation, raising children is one thing, but parenting lasts for decades and a lot of that isn’t rosy.
I think it’s easy for people to spout romanticised nonsense like “every walk is an adventure” when they have cute toddlers, but there are many people in their older years who are upset with that their children have become, either through their own actions or circumstances. My friend’s daughter is 30 and has no contact with her family any more because they cut her off financially when she made the most ridiculous choices and they couldn’t cope with the manipulation and abuse any more.
It sounds like you need to give it more thought but please do think longer-term too. Depending on where you live, you might find that you have your children living with you until they’re well into adulthood.