I was looking through many threads and when talking about choice finances are briefly mentioned. I wanted to ask for your thoughts on this.
I am 37 married and have 2 kids 12&10, I am also 7 weeks pregnant which came as a complete shock. We had such a hard time when my two were little, as it was during last recession I was made redundant twice, we lost our mortgaged flat, had to move in to a tiny horrid one bed and there were times my sister had to buy food for us. As my husband earned over the threshold we didn't qualify for any kind of government help. We lived in London near my inlaws they helped with childcare when I found a job and we worked so hard to buy a modest 3 bed house 5 years ago. (moved out of London). I also just been offered a great job when locked down is over. When I do the adding up of what would maternity leave cost us or what nursery fees would be, financially it would put us in such distress and I feel we are too old to build it back up again (hubby 42), or if not too old I just have no strength to do this again. My husband works for a small firm there are concerns for its future due to current situation. It will also mean staying in my old job without progression, I worked so hard to get to where I got to and bag a new job. So this is why I have a telephone appointment booked. Cannot talk to my sister or mother they have different views and will sure find what I said above selfish. Anyone had to make this choice due to finances?