Hi MONELI, I have read into this in a lot of depth, due to my own m/c history, (and as a science graduate I am probably a bit insensitive to the fact most people read in less depth and may be offended/upset by too much information, so I appologise again if my original post was too frank/negative, as was justifiably pointed out to me by vmcd28!).
To answer your question, my understanding is yes, slow growth/low heart rate (or indeed a very high heart rate) are indicators of Chromosomal disorders, and that these indicators suggest (but do NOT prove 100%) an embryo that is ill and failing. As your age increases, the risk of these problems increases (even by age 35 the risk is rising, and sharply after about 37).
I also found references to the idea that if the embryo is ill, either from a bug it/you have developed or from a problem with implantation, this may affect growth and heart rate for a time - and some will fail and some will recover and continue as normal.
Heart rate is supposed to start at about 80bpm at around 5weeks 3 days and increase 3 to 4 beats a day, but a few normal embryos may start with a very low heart beat, but then increase at the normal rate of 3 to 4 beats a day, and eventually they will catch up with the normal rate. Some embryos may start with a slow rate due to a problem with the developing heart. (in my case, having ruled out a chromosomal cause by having CVS, I then had a detailed heart check at 21 weeks, which was also ok).
The thing that seems to go wrong as you get older, is the separation of chromosomes in the ovum just as it is fertilised,this is less efficient, and non-disjunction happens more often - this means you get an extra copy of 1 or more of the 23 chromosomes (so you have 3 instead of 4). This can be a single trisomy such as T21 (down syndrome), or many or all of the chromosome can be repeated.
Most of these extra chromosome combinations are lethel and the baby can't develop past 6 weeks or so. With others, such as Down, Turner,Edward, patue (sp?), although some babies do survive and develop, most are, sadly, very badly affected and M/C later (usually 6-14 weeks), but they also have a higher rate of loss in late pregnancy and the first few weeks of life. Children and adults we see around us in society are actually the lucky few survivors of the bad genetic hand they were dealt.
My consultant told me that in older women (40+) almost all of the "excess" m/c rate compaired to younger women are "probably" caused by Non-disjunction of chromosomes. (the rest, maybe caused by immune and structual issuse that may develop as we get older).
IT IS NOTHING at all you have done (none of us can be blamed for getting older!).
But as I said, high dose folic acid is showing promise at reducing the risk, so may be worth discussing with your consultant.
For now though - you know the possibles, you need to see how your next scan goes, I know from experience it's possible for things to pick up and work out well, and I very much hope that's the case with you.