Help 40 and pregnant with unexpected 3rd

[Whatamess2]

Hi, I know no one can tell me what to do but I can't talk to anyone in real life about this and I'm spiralling. I've just found out im unexpectedly pregnant with third at 40. I think im only around 4-5 weeks so early days. We have two kids , 13 and 9 and life is finally getting easier. Financially we are ok but this is because i am a high earner and work a stressful job. My husband works hard but earns a lot less and we would need my full time wage to manage. If i tell my husband, i know he will want to keep the baby and so I cant tell him as my gut instinct is to terminate. But i just keep having doubts, will i regret it? Or will i regret having a third baby at this age and potentially throwing our nice, comfortable life away!
Has anyone been in similar situation and what did you decide?

I've just experienced this over the past year. Im 44 and have just delivered a healthy unexpected baby. Same age gaps as you as well and thought every day how can I go back to the newborn days. Worried about everythingbut the pregnancy felt the same as the last one 10 years ago, no problems came up on any scans etc.
Briefly thought of termination and partner would have gone with my decision either way, but deep down knew I couldn't terminate as I do see life as a miracle. When I look at her now I think wow it was definitely the right decision to go ahead. However over many days of the pregnancy I would think what have I done, how much have I potentially ruined things, but I'm a big worrier.

Yes we will be short of money and childcare will be difficult, but for me, bringing a new life into the world outweighs all the negatives. I know this won't be the same for everyone however. I wouldn't see it as throwing a nice comfortable life away but hopefully building on this. I'd always thought of a 3rd child though so for it to happen accidentally it feels like I got my happy ending. If you'd never considered a 3rd I imagine you might feel quite differently.

Thank you Tortforever, thats really lovely to hear your perspective and im really glad it all worked out ok for you.

I would consider the school runs you would have a 10 year old at 50. I think you should tell your DH though so you can discuss future contraception plans OP.