Hi OP. Sorry this is long but hopefully helpful?
I have a 3 month old son who from 29 weeks had femurs measuring short. He is absolutely fine, with legs in proportion to the rest of his body. He is now measuring on the 75th percentile for height and weight, when during pregnancy he was on the 10th, then the 3rd and then the 9th. At the 20 week scan, his femurs were on the 25th percentile. So there is a slight difference and we didn't have anything in regards to a missing bone.
One thing to say is that ultrasound scans are the most informed way that doctors can check on baby, but are not 100% correct. We were routinely told how challenging it is to measure things 100% correctly, given the fact that things are so small, and being measured through your tummy. We were also told that boys commonly have femurs measuring short. DS's femurs may be slightly shorter, I don't really know, but proportionate to friends babies you wouldn't tell a difference and my family have long torsos and shorter legs!
The scans definitely caused me significant distress and I would say the last 10 weeks of my pregnancy were incredibly challenging given the anticipation and the fact that we didn't meet the threshold for NIPT. I would not have terminated my baby either, but I do think the NIPT test would have helped me put my mind at ease and understand how best to accommodate little man before he arrived, if he needed any help or assistance. This is a decision you can only make yourself, so sending you big hugs for that.
ultimately, his presumed short femurs affected his overall estimated birth weight. This led the doctors to suggest I have an induction at 38weeks and 4 days, which ultimately led to an emergency c section. Baby was totally fine, luckily, but it was touch and go for a while due to cord complications. If I were to have another baby with short femurs, I would decline an induction. This isn't to say you should in your circumstances, but I thought it might be helpful to let you know so that you can prepare for what may happen.
I can't promise that this will be your story, but I just want to stand in solidarity with you and the fear the scans can cause. At our 20 week scan, we were referred to fetal cardiology for a suspected heart defect. No such defect was found on that more intense scan. The waiting caused significant panic and distress and I completely understand where you are coming from.
I have everything crossed for you, and wish you and your family all the best. X