Hi all,
So, I'm 7 months pregnant and dealing with a very stressful ex, wondering if anyone had been through similar or had any advice?
Long story short, my ex hasn't lived with me for nearly 2 years - we have a joint house (both total owners) but he's never paid anything for it since and we were only in it together a couple of months or so, going to live with his mum. He chose to leave and said he didn't want anything furniture or money wise from the house but at the time, it wasn't possible to change the mortgage etc due to ERC's and not getting a mortgage by myself in my old job. Nothing in writing unfortunately, yes naive mistake I know, won't be doing that again!
House went up for sale as it wasn't my intent to stay here, he can't get a mortgage (he has an old default on his credit file) and coming up to a year for sale. I've tried everything, redecorating, changing the price, facilitating viewings etc etc whilst he's had nothing to do with it but been holding out, hoping for some money out of it (there is no equity as mortgage was rubbish due to his default) so nothing to be gained regardless.
I've now managed to part ex the house just to get rid of it so baby isn't coming to a house that partly isn't wholly theirs. Ex knows and we've arranged to meet to sign the paperwork. Obviously part ex means there's a shortfall in mortgage but I've said I'll pay this, plus all the solicitors fees and he can have furniture he bought from the house. My partner is paying the deposit etc for a new house which he's said he's happy to do just to move on so I'm not gaining anything from it as in, using loads of equity to get a new house, I just want a guaranteed sale as we had one fall through before.
He's now saying he's bringing to the meeting something he's wrote up which says I need to give him £2500, a makeup mirror he bought me as a present (to give to his new girlfriend) and various other bits. I'm not disputing furniture, it's material but I'm so stressed over this money demand.
He's saying it's to help him pay debts he'd be paying off for a few more years (he got a loan out in his mum's name which he pays off, nothing in writing about me or what would happen if we split). I think he was convinced the house would sell with money he could have but how do I know where I stand with this as it's causing me so much stress and worried about baby and that he will refuse to sell the house? How do I know what situation he's got himself in and where any money would actually go? I don't think I'll be going back to work full time either due to childcare costs.
Sorry for length, anything helpful appreciated, not judgement for being naive, I know!