NHS CS & private postnatal? Insurance?

[EastEndPreggers]

I'm a newbie pregnant and have no clue about any of it so asking a lot of question at the moment! I have got to choose a hospital for antenatal GP referral. I am going to request an ELCS (have medical reasons) and would like to books a private room for postnatal. I have seen a few posters mentioning 'insurance' covering some of the cost of private rooms? Does anyone know what this means?

Current hospitals are looking like Homerton or St Thomas's. Does anyone have any experienceof this? i.e. having ELCS on NHS and then private room for after?

DP has various healthcare add-ons through his work in a city firm but I've never paid close attention to what the benefits are so no idea if there is anything useful there.

OMG at the price hike of private rooms, I paid £65 after my first baby 11 years ago although this wasn’t central London but still London.

Re. Health insurance, I would call the provider and as what their policies cover I.e bupa, Aviva etc. I think Bupa cover medically necessary CS but I’m not sure if they pay for the postnatal care.

I have no direct personal maternity experience of either the Homerton or Tommy's - just worked in the area and in private medical insurance for years. I was just concerned about fighting thru the rush hour traffic with you contracting every 2 mins!