Maternity leave - confused

[ELM8]

I will speak to my HR department about this but I haven't yet told them I'm pregnant and just trying to make a bit of a financial plan.

Our maternity policy states that I would get 100% of my average weekly earnings for 15 weeks, then the next 24 weeks paid at the current rate of Statutory Maternity Pay.

When I look at Statutory Maternity Pay, it says 90% of weekly earnings for the first 6 weeks, then £148.68/90% whichever is lower, for the next 33.

My question is (perhaps wishful thinking).. after 15 weeks of 100%, do I then get the 6 weeks at 90% or do I go straight on to the lower amount (£148.68)?

Does anyone have anything similar at their work and if so did you go straight into the lower weekly amount after the enhanced amount from work?

You will go straight onto the lower rate after your enhanced pay ends. SMP will kick in from the start and your employer will be topping up to 100% while you are on enhanced.

Ah thank you..

Damn

Sorry OP as per PP after 15 weeks you drop to stat. (But if you get car allowances etc you'll still get that on top)
15 weeks full pay is good though! My company only does 6 weeks at 90% followed by 12 weeks at 50% pay 😢

Oh that's useful to know, thank you! You're absolutely right it's really good so I'm lucky in that respect.

Suddenly panicking about being able to afford everything, guess I can save now though to tide me over when the money drops

I work for a small family ran company and only get 90% of weekly earnings and then SMP. they don't seem keen on me doing KIT days either.

I was actually told it's a pain in the arse that I am pregnant. Wonderful for me but a nuisance for them .

You seem to have a good maternity package, you could ask about KIT days too to top up your SMP?

I have been putting money into separate maternity allowance account for when my money drops.