I have my bill in front of me (not that I had to pay it - thank God for insurance) and it came in at £4,800. I'm not sure exactly how its calculated, but I think you pay for the birth (which includes all the midwife appointments, yoga classes etc, the birth and one night in hospital) and then its £800 for each extra night. The birth is about £2,000 - mine was £2440 as it was a c-section (would have been even more if it hadn't been medically necessary) If you have a consultant led birth (not IMO necessary unless you get complications) you have to pay seperately for the consultants fees. Scans/tests etc can add up. If the midwie does a normal urine dip, I don't think they charge you, but if they have to send it off for analysis (if you have protien init, or they suspect and infection) it is about £40, about the same for blood tests.
Why don't you call Simone (0207 806 4090) - she's the adminstrator for the birth unit and a really nicegirl who honestly won't mind going through all of the fee structure with you.
More on the safety aspect - I think you have to have trust in your professionals, and I found it a lot easier to trust J&L's than midwifes from the NHS, when I didn't see the same one twice to start with (honourable exception here for one NHS midwife in the Mfau @ Royal London who I saw every week for the second half and was amazingly brilliant). I trusted her, and my consultant, to tell em whether it was safe for me to go to the private hospital or whether I needed to be in the NHS. And regarding transfers etc in the case of an unexpected emergency during teh birth, J&L is beter equipped than the majority of midwife led birth centres, or your own home, and nobody says that they are less valid options for giving birth because of the safety aspects.
I've had two babaies. For my first I spent 4 weeks in hospital before, then 1 week during and afterwards. It was the most hellish time of my life. Yes I knew I was being well looked after medically (the first day I was taken in I got to see 4 different consultants in different specialities and had 3 seperate scans to work out what was wrong with me), but pyschologically it was torture. It's a sad fact taht NHS midwifes, particularly on ante and post natal wards, do not have the capacity to give the one on one care that I'm sure they would like to give, and providing emotional support comes a very poor second to the essential things that they have to do.
For my scond I again spent 3 days in hospital antenatally, spent the whole of that time trying to get out and finally got released when my consultant got back from holiday and was very cross to find his reg had needlessly admitted me. It made me even more determnined not to go back in. So off I wnet to J&L, and I actually enjoyed my surgery and was able to properly concentrate on my new baby, rather than on things like not steping in other peoples piss when I went to the loo.